help please help

Talked to my friend paul yesterday and asked him how he was and whats the development for any kidney donors. So far he said his mom is a possible donor but that is still not sure and they havent checked it out yet if they are compatible. He has dialysis twice a week. I really dont know how much it costs to have a dialysis but i heard its kinda costly and a rough estimate of a kidney transplant is around P500k. I really want to help my friend paul and ill try to raise funds for him.we talked and he even told “if it was just me i really wouldnt mind if i dont get any treatment but my two kids are still very young.” if there are any good souls who want to help my friend paul please contact me for im trying to raise funds for him. Thank you very much

despite the debacle in thailand i still really hope that the psei will close strong for the year. Anywhere between 2,900 and 3,000 would be ok. :)

help needed

We are now less than two weeks away from christmas and i've been thinking of doing a good deed. :) last week i found out that he has kidney failure and both of his kidneys need to be replaced. He is currently looking for a donor. He told me that it might possibly be his mom but he is still not sure. From what i know about kidney transplants from the stuff i've heard and seen in the movies its still not sure if your body will accept the kidney if you have found a donor. If you happen to know anybody who could help him out with his kidney transplant kindly contact me or mail me. He needs our help and im trying to raise funds for him for his operation and he is undergoing dialysis twice a week. I really don't have any idea how to raise funds for charity but if you are willing to give some financial assistance please let me know. Chirstmas is not about receiving but giving and making others happy. :) good day :)

to peter and sofie

im so happy my laptop now is fully functional!!!!!!!!!!! :)) thank you so much to peter and her yummy girlfriend sofie :) thank you so much for helping me set up the wireless connection in my room :) love you guys :)

Alaska is good and sgi is.....

i like alaska milk corporation :) from a fundamentalist's or value investor's point if view it is a very good company :) not much debt and its financial status is very healthy and recently an american company bought a lot of shares in the company. I'm really not familiar with the company that got shares in the company. But if you ask me would i buy shares in the company right now? It depends in how you look at it. If it was benjamin graham you were talking too he would probably buy shares in the company around the 2.80-3.20 range :) but if it what warren buffett you were talking too he wouldnt buy shares in the company because its earnings prospects dont look that good tsktsktsk but if your talking value wise it is a good company :) so in value investing there are different branches :) like when i was talking to my friend eric, a fellow value investor also, there are some things that we agree on and a few things that we dont :) an example would be sgi. I like sgi because of its value that has yet to be unlocked. The only thing that's lacking in this company is support from the family or management. A little press release here and there, presenting to the media what the present projects the company are undertaking would really help in unlocking shareholder value. Despite that shortcoming of the company i still like it. :) the company has 15% downside and so much upside. :) thats one important thing to be a value investor. You really have to have a lot of patience. To have faith when everything looks hopeless.... :) to be a good value investor takes a lot of patience and guts. :) i really hope i could promote value investing in the country :) godbless

strong close

second week in a row that the psei has closed strong. do you know what that means? theres a big possibility of a santa claus rally. :) why does that happen every december? i think i have a few ideas why :) one is that our ofws usually send money back home for the holidays with the influx of more dollars in the country that means as the law of supply and demand will dictate there will be more supply and thus will cause the us dollar to depreciate and our peso will appreciate :) and another reason is that companies are window dressing and they would like that their share prices would end up higher so that it will look good in their balance sheet :) i have to think of other reasons but for us small time investors hehehehe we just have to take advantage of this phenomenon :) good luck we still have three weeks before the year ends :)

new laptop

im so happy today i finally bought a new laptop :) phew! i've always wanted to have a laptop ever since before i still didnt need it thats why i didnt buy but ive realized that i have been using a lot lately so i decided to get one for myself. :) for stocks, research and for work. :) i can see the market continuing its rise but i see that it will delayed a bit because of all this drama in our government right now :) im now happy i got a laptop but i still need to get help from my friends peter and sofie coz im not that well versed when it comes to computers hehehe :)

long term investing and compounding

short term or long term that is the question :) surely it depends with the personality of the person but ofr me i like to invest in the long term. i dont just buy stocks but i buy companies! everytime you buy shares of stocks in a company it represents part ownership in that company and thats why i buy :) the longer your holding period the less vlolatility comes into play. well now the problem is how to get the right price to buy in order to get a good return :) i will talk about that next time :) most of the people that trade or invest in the stock market are short term players. :) you can seldon see long term investors nowadays. :) but when your investing for the long term one of the tricks is compounding :) i learned of compounding when i was in college and it changed my life :) it is really simple just like putting your money in the bank. the longer the holding period the more compounding comes into play and becomes more powerful :) it is like a giant snowball!!! :) i will show to you some numbers. lets say you have P1,000 and you decide to invest it in a bank at 6% interest per annum. after 5years your money will be worthP1,338.23 10years since your deposit date it will be worth P1,790.85 in 15 years P2,396.56 in 20 years 3,207.14. your money grew over 3times in 20 years.we could now apply this into stocks. lets say you bought urc at the start of the bull run which was around 2004 and its shares were trading P5 and after almost 3years its now trading at 19.50! almost 4times and im not even mentioning that it declared cash dividends 3times and a 15% stock dividend. what is its compounded rate? 57.5% imagine that????? in year 3years time it beat the retunrs of a 20 year time deposit in a bank. and another story ict wow! if you bought it at the end of 2000 it was trading at P1 it was during the time when there was so much political crisis in our country and now its trading at P20! imagine that?!?!?! thats 64.75% compounded return :) i have shown you here some of the benefits of investing for the long term in a great company :) we could also apply this in our daily lives. you wanna buy a car.... lets say a nissan x-trail. theres 2.5 liter and a 2.0liter kind the difference between the two is a 100k. if you buy the 2.5liter type did you just lose 100k? no you lost more than that! ill show you. the 100k more that you spent to get the higher model is worth the money you lost on other opportunities....in economics opportunity cost :) if you put it the stock market and got a 15% return.....
in 5 years you lost P201,135.72
in 10 years you lost P 404,555.77
in 15years you lost P813,706.16
in 20years you lost P1,636653.74
in 25years you lost P3,291,895.26
if you put it in the stock market and got a 20% return you would have lost...
in 5years you lost P248,832
in 10years you lost P619,173.64
in 15 years you lost P1,540,702.16
in 20 years you lost P3,833,759.99
in 25 years you lost P9,539,621.66
as kid my grandparents on both sides who experienced the war were very thrifty but of course they are not misers and they always said to always save for a rainy day. they might not have been aware of it but they were comounding their savings :) but now we have the stock and we should take advantage of good investments that come our way :) by comopunding it doesnt mean the you shouldnt eat or buy new clothes coz youd rather compound your money. you should also enjoy the things that money could buy and not be a slave of it :) i hope i have inspired you to invest some of your money in the philippine stock market :) i love investing and i will do anything to promote, educate other people and help in the advancement of investing in the philippine stock market :) good luck! godbless :)

i have a dream

it has been a dream of mine lately to be able to put up a mutual fund ala berkshire hathaway :) but i guess its kinda difficult here coz people here are not that well versed when it comes to the stock market. when people hear stock market the thing that goes into their mind is crashes, panics and insider trading. maybe the pse should do something to improve the image of our stock market. ive been trying to convince my friends that we pool together money and then i'll invest it in the stock market. but thats the usual responses that i get. investing oir trading in the stock market has also a lot of advantages. if you find a good company with good management you could buy the shares of the said company and then "ride" on its growth. assuming you could buy shares at the right price you get better returns than just leaving your money in the bank. and owning shares allows you to be a part owner of a very good business. thats the approach that i use when analyzing stocks.... you dont own stocks. you dont buy stocks. your not just holding a piece of paper but you are a part owner of a business. in other words you dont buy stocks buy but buy parts of businesses. :) my target is actually very modest 15% compounded return but of course if i could do 20% or more why not. :) 15% compounded return is double your money in 5years and four(4) times your money in ten years. :) not bad right? :) im still researching on how to put a mutual and hopefully someday my dream will come true. :)
we are undergoing a correction right now but i still believe that our market is still trending upward. to tell you the truth im even happy that we are having a correction right now coz lets say that the psei closes the year over 3,000 i think that the upward movement of our market is too abrupt and might cause panic selling. there are still good stocks out there. just remember to do your research before buying something. dont just buy something from what you heard from others. its kinda fun in the banking sector right now coz of all the speculation of what bank will be bought and at what price etc etc. but i still should say that asia is a very undervalued stock. its pr reatio is below 11, its book value is 16 and is conservative book value is just below 13. if there is consolidation now in the banking industry this company will most likely by bought and at the same time your holding an undervalued company :) theres been a lot of movement the last few trading days. is something up? i heard that they had a stockholders meeting last satuday. lets just wait for the news to come out. good luck on your trades :)

this week in review

gold is steadily climbing up..... are you thinking what im thinking??? i really believe that the american economy is going to overheat soon :) spyfrat agrees with me and this is also the observation of dr marc faber :) im reading his book right now :) just give it a few years it will overheat or go into a recession. its just my opinion i might be wrong knows or i might be right also. anything can happen in this business. :) i have told some of my friends about my blog i hope that i would be able to encourage them to get into the stock market. ive wanted to gather funds from my friends and then manage it and let it grow. just like the way the great warren buffett started.but its really hard to convince people to get into the stock market cause everytime you tell them they ask about market crashes and all the risks being in the stock market and losing money etc etc. i guess mr faber was right, its all a cycle the economy will go up and what goes up must come down and then the money that the people put in the market will go somewhere else and then create another boom. just like in science energy is never lost it is only transformed into to something else. :) between emerging markets vs the us right now i think the former will win.
it would seem to me that the philippine stock market is going thru a correction right now but you always have to remember to look at the bigger picture :) i really believe that the market is still undervalued and still has a lot of upside. december is usually a month where the market goes up so lets wait and see. as warren buffett said "the ticker is just there as reference if someone is selling something at a foolish price."
Congrats manny pacquiao! everybody should aspire to be like you and how you climbed the ladder of success with hardwork and determination. :) mabuhay ka manny!!!! :)

common sense investing

everytime i meet someone who's into the stock market one question that i never fail to ask is "what's your investing style?" im sure you ask that question too. so how did you develop your style? just last weekend i attended a seminar in our office and there was a questionnaire that we answered to find out your personality. i was an owl meaning your into numbers and methodical. in a way i was happy coz i was equipped for an important part in investing in the stock market which is research and financial analysis :) i also helps that im an accountancy graduate. :) i like numbers i guess thats why i was called into the field. :)my family is also into business and that really influenced my way of thinking :) my idols in business and investing are my dad, mr henry sy and warren buffett. there are a lot but they are the ones that i really admire. i remember that my parents were really against investing in the stock market coz it was 'gambling' but a few years after they were ok with it already coz they can see that my style is sound, feasible and makes sense. buy low and sell higher its as simple as that :) mr sy i admire for his focus, patience and being an astute businessman :) warren buffett for his patience and very sensible approach to investing :) what do all my idols have in common? they are patient. llke a tiger waiting for the right time to strike his prey :) they are all focus investors:) as the saying goes put all your eggs in one basket and watch it closely :) and they all have a simple strategy in investing or in business. buying low and selling high to get a high rate of return :) keep it simple thats what makes their style so effective :) i patterned my style after my idols :) as my friend hernan calls it "defensive investing" but i call "common sense investing" :) for one year i tried technical investing but it just didnt work for me coz i have a day job. in the end your environment, lifestyle, way of thinking will shape your investing style. if you have the passion anybody can succeed in the stock market. good luck!!!!!!! :)

driver

the psei has a minimum upside of 3,150 and what will bring it there? of course higher share prices and for that to happen.... better earnings for companies and stable political environment. well for now the opposition has kept quiet and companies have been reporting higher earnings. so far everything looks good :) but for the psei to go higher it needs the big caps like smph, mbt, bpi, glo and especially tel to push it up. for the psei to go beyond 3,000 by my rough estimate tel should hit 2,700-2,900. that is attainable bacause the pe ratio of tel is around 9-10 right now. lets just be patient and in due time we will get there :) good luck

rally!

nice run by the psei! :) i hope that this could be sustained next week. im happy coz so far i have done ok and i have stuck with my target of beating that index. :) for the year the index has risen 35.46% closing at 2,839.38 today. my portfolio so far is doing 38.02% and i really hope that i could keep this up until the end of the year :) the stocks in my portfolio are: urc, ali, v, jfc, ubp, mbt, smdc, smph, feu, chi, meg, bpi, sgi, epci, ans, asia, ephi. iv been holding urc, ali, v, jfc for more than 2 years already :) for more than a year ubp, mbt, smdc, smph and the rest i bought this year :) i bought this companies because i know that they are good companies and at that time the shares of their company was selling cheap or below their real value :) i really dont have any plans to sell any shares as of now but when the price is really good i just might sell :) the market has still a long way to go to its minimum upside of 3,150 :) as peter lynch said "when holding a good stock time is your friend but when holding a bad stock time is your worst enemy" :) i really hope that my ortfolio will break the index and i hope you will too :) Love you angel2!

in the long run.....

i was in shanghai for almost a week and what can i say? its beautiful and their culture is interesting and so rich! i was really impressed it was like i didnt know that china is now world class :) i was made a believer of the saying that ""in the long run china will will win" :) china's big advantage over the rest of the world is that everything is cheap in china and it helps that they devalue the yuwan :) that is their main edge over the us. i believe that it is just a matter of time before the us economy will falter and china will survive. as they say the higher you are the harder the fall :)china is taking jobs away from us citizens and corporations will be forced to open factories in china because it is cheap there and that is the only way for them to stay competitive. how can a country progress when its people have no work and means to support themselves??? consumer spending will go down and crimes will go up! if you compare to china to its counterparts in asia like singapore and hong kong it still has a long way to go and yet it is already very progressive. and toi think that its counterparts are aleady adults whoi;e china is just a baby learning how to walk! can you imagine what it will be in another 10years? china is announcing its arrival as one of the big players in the world with 08 beijing olympics and 10 shanghai expo. the next question i would like to ask you is will the philippines go ur with china or will we go down with the us? that is something for us to think about.

prime space

i like undervalued securities and any good businessman would like what im doing :) getting your money's worth when you buy something :) of course im not saying that value investing is a sure shot thing but the approach allows you to assess at what price you can buy a security with very little downside. but of course in this business anything can happen :) the company that i see that has very little downside is SMPH :) this year the market has been up almost 30% and this company's stock has just gained around 8-12% so i could say that it has been a laggard this year theres a big possibility this stock just might catch up :) while its fellow big time players in real estate like MEG, ALI, CHI etc are trading at multiples of 30 or more. you want to know the reason why? this is so because analysts say that theres not much growth in smph. while other players in the industry are running after bpos for office space smph has been kida open to it but not really going after bpos. so when the time comes that the us will suffer a recession and one of the effects would be the closure of the companies' call centers here. with smph not dependent on bpo space income it wouldnt be that affected by the slowdown of the american economy. i also remember a trader friend tell me before that "ali will do better than smph coz the latter is still a "family" corporation while ali is run by professionals" but i disagree coz it doesnt matter for me but what matters is the competence and how well that person understands the business that really matters and with the dedication and work ethic of the sy family they definitely can bring the company in the right direction. :) just like microsoft who is leading the company a college dropout himself mr bill gaes :) sm prime is a company that has a franchise. it means that the company is dominant in its market :) just look at their business for every tenant in the mall in required to give 6 months advance and security deposit and they will only return it if the tenan twill move out. can you imgine that money that they have in their possession that they got from the security deposits? they dont even have to shell out money for the operations of the mall! they could just get it from the advance and security deposits. and everytime sm opens a mall it brings with them all the big name retailers like national bookstore, mcdonals, jollibee, chowking etc and they just couldnt say no. so even if the department store iis really not doing well smph will always be assured of their rental income :) this is one company thats really strong and it wont be long before this one goes up in price and in my analysis in bad times this stock wont be affected that much :) good luck :)

solid group is solid

theres been talk of this secret stock in investing circles what is it and why is it a good investment? i happened to stumble on this stock a few months ago i saw that it was good and it was cheap and very cheap in fact :) but it was like an ill get back to you later stock and then a few weeks ago spyfrat asked me to check the financial health of a company that he saud might be a sleeper. and when he mentioned that it was sgi then i knew it was time for me to buy and tell my other friends about it :) seldon can you see a stock that has so much upside and so very little downside :) well why should you buy its shares? well its a bull market and you can almost make money in anything :) hehehe this is an example that will prove what others have been saying that you couldnt invest in the stock market anymore using the principles of value investing as preached by benjamin graham :) here are the numbers and to prove that you can still make money in the market using value investing :)
current assets - total liabilities then divide it by the total number of shares :)
3.63b - 1.06b = 2.57b / 2,030.98shares =1.26/share :) is that dirt cheap or what? :)
its just like someone selling you a 1thoiusand pero bill (assuming that the pero bill is real of course) for 667 only. :) if thats not a good offer then i dont know what is :) and ill make another assumption this is the approach of michael price one of the superstar value investors today :) lets just assume that management was irresponsible this is just an assumption all of their long term assets were just worth 40% lets see what happens long term assets =
4.03b x 40% = 1.612b then add current assets and subtract liabilities
3.63b + 1.612b = 5.242b - 1.06b = 4.182b and divide by the total number of shares :)
4.182b / 2,030.98 shares = 2.06 / share this even makes the closing price of 0.84 look so so cheap :) lets assume that the value of its long term assets are worth 50% what number will we come up with :) 4.03b x 50% = 2.015b then 2.015b + 3.63b =5.645b - 1.06b = 4.585b
4.585b / 2,030.98 shares = 2.26/share :) these are some of the reasons why i still believe that you could still make money in the market using the principles of value investing :) its reported book value in their fs is 3,12 :) technically this stock broke out last mondayoct 17 :) what are you waiting for? get yourself some shares :) in this market anything can happen but when the odds are in your favor you should go for it :) you have a royal flush what are the two magic words that you have to say? "ALL IN" :)

secret stock

i bought an undervalued stock last friday oct 20, 2006 :) it is a small cap stock :) conservatively computed its value is P12.85 :) its now traading at P6.70 ;) i will mention it anyway for only spyfrat is the lone person who knows about this blog in this world :) its asiatrust :) if you happen to read this blog get shares of asia now! with the market rising it wont be long before this will be noticed by others :) good luck :)

manila trip

i was in manila a few days ago and i ealized some things about the phil. well one thing if youre in the mall as my mom would say it "everybody in manila is a millionaire" because if you look at the people at the mall everybody looks nice and a lot of people wear signature clothes and apparel which i should say is not cheap. that just shows the unequal distribution of wealth and resources in the philippines. i just hope that our government will be able to address this someday. more jobs in the provinces. better schools in the province etcetc in other words manila should decentralize. and ive also realized that the drastic improvement in our economy is in large part because of the reforms of our government :) hats off to you madam president :) we have a stronger peso which we also have our ofws to thank for :) and people also say that the real estate boom is because of the filipinos abroad who want to go back here to retire. i agree a bit but i would also like to add something. the bpos or call centers have a huge part to play in the real estate boom! i know of a lot of real estate companies building structures to fill the demand for space of call centers. this is good and bad., why? it means that if the american economy will overheat we will be greatly affected. in 1997 it was because of the us dollar that caused the asian financial crisis. what will happen will be this... but this is just in theory you dont have to take this seriously... this is just a hypothesis of mine. the us stock market looks very good right now so the slowing down of the us economy will not happpen in 1 or 2 years what this means is that we have to take advantage of the bullishness of the phil economy. when the us economy will slow down us corporations will cutdown on costs and one possible scenario would be closing down their call centers. which would mean that tousands of people will be without jobs and what will happen to the buildings that the companies put for the call centers???? people will be without work and our real estate market will fall. as ive said this is just a theory :) if there will be another crisis in the coming years it will be caused by a recession in the us and the closing down of call centers here in the phil. i decided to make this blog to put down my thoughts and analyses so that in the future i will be able to review it and see where i went wrong and why i was right :) i only told one person of this blog and ill call him by the name spyfrat :) hes my broker and a good friend :) im more of a fundamentalist and he is a chartist :) as they say opposites attract. learned so much from this guy! :)

bull run of the philippine stock market

with the way things are going i think the psei will break its 7year high of 2,632 and if you look at it from a swing trading approach the minimum upside of the psei is 3,150 and we might reach it 1-2 years :) you never know what will happen in this business but i really do hope that it will happen :) its time the world took notice what the philippines have to offer. i really hope that the time will come that the philippines will be known not only for its filipino hospitality but also as a place where you could do good business and sleep well at night that there wont be another coup the next day. hehehe go! go! go psei!!! fly high!!! the phil is really doing well right now with a stronger peso which will affect some sectors but it is for the greater good that we will have a stronger peso :) the stock that i recomended last wekk was sgi and it closed at 0.77 and if the market continues its bull run i wont be surprised if it reaches P1 by the end of this year :) i found another stock that is undervalued :) way undervalued actually :) its a small bank :) its asiatrust development bank :) asia if calculated very conservatively its worth is around P12.85 and it closed last week at P6.50 :) i have another stock but im still doing some research on it :) i will tell you about it in my next blog i guess :) just check out asia :) if you like it then get yourself some shares :) good lucj to you and me :) fly high psei!!!!!!!

value investing

i believe that everything in life happens for a reason why you meet people, have your heart broken(i hope it happens the other way around hehehe) , make mistakes etcetc i was introduced to the world of stocks by chance but i believe that there is a deeper purpose to it :) it was oct 2002 when i took the cpa board exam and failed tsktsk i wanted to take the exam again but my dad thought it would be better if i went back home and helped in the family business. i didnt have any interest in stocks at first..... but a friend of mine was investing or trading in stocks :) and at that time i was looking for a business :) my friend introduced me to his broker and to my surprise my broker was one of the most respected minds in the philippines when it comes to stocks :) but sad to say in my first year i just broke even :) hehehe coz i was just "feeling" my trades hehehehe it was after that that i realized that i should have a system and discipline in investing in companies. the first book that i got from national bookstore was william o'neil's book about technical analysis. i have to admit that i am a value investor at heart but i have all the respect for charts, trendlines, cup with handle etcetc :) i am a value investor with a little twist :) but in the end just do whatever works for you. i tried value investing also but it just didnt work for me coz i have a day job and that when long term value investing came to my rescue :) i researched hard coz i believe that winning half the battle is knowing your up against :) then i made my investment decisions with all the disciplne that i could muster based on the principles of value investing :) i like it coz i could made trades and leave the stocks there for months or even years :) i also liked it coz it can give my portfolio business like returns :) like around 15-20% per annum :) and value investing made sense for me like buying low and selling high just like any businessman would do. it was like a match made in heaven :) but dont get me wrong technical analysis is ok also. use the system that suits your personality and your lifestyle :) remember life is beautiful :) my broker who is one of the most respected in the philippines chaced upon this stock and asked me to evaluate it fundamentally :) the company looks good and it even looks so much better coz it is dirt cheap :) curret assets less all of its liablities would net P1.26 per share and as of today it closed at 0.69 what does that tell us? BUY! actually my broker and i have been sending out feelers to others about this "secret stock" for a week now. the company is solid group inc or sgi. it just broke out today! good luck :)

patience is a virtue

when ur trading u will always encounter this question..... which is better short term or long term? and i believe that most people would choose the former. i believe this is so because of instant gratification :) being able to get ur money and being able to spend it on whatever u like :) but if u really look at the bigger picture long term investing will give u far more superior returns :) be it investing in stocks or in business. just look at the lists of the richest men in the world i could say that they are all long term investors. :) if only people here in the philippines would see the bigger picture :) the stock is a great way for them to catch a ride for financial independence :) anybody here care to give me some love advice?

audit

i would like to ask u. . . what if u find out that ur subordinate or fellow worker has been stealing from u if u own the company or has been stealing from the company that you work with what will you do? what if he or she was just forced to do that coz of the present circumstances in his or her life? like her mo is ill? or her brother rily needs money for tuition in school? or what if shes stealing coz of a nasty drug habit? what would u do? or coz he has a gambling problem? im asking u guys these questions coz i just found out this afternoon that some items were missing worth more than 100k ssshhhhhhheeeessssssshhhhhhhh its giving me a headache right now. and worse no one wants to take the blame. tsktsktsk just sharing my mind thats all. :(

bull run

wow the market is making a run! a very strong bull run. the peso is really appreciating and i hope it continues for the sake of the philippines :) just remember guys think long term im thinking this run will last for at least a year pa :) technically if u look at it technically the minimum upside of the market if it breaks 2,600 will be around 3,150 :) i hope this will become a reality :) i just bought epci shares(who wouldnt coz it was selling at a bargain price after mr sy got more than 50% of the company). remember always that we have an inefficient market :) i scoured around all the stocks that are not active and believe me there are still a lot of bargains out there :) u just have to be brave enough to buy them and hold unto them :) thats how it should be done when buying bargain stocks :) remember that time is ur friend :) hoping to hear from u guys :)

chief stocks

one way to succeed in trading or investing stocks is to buy cheap stocks and hold on to it until its price goes way way up. :) remember in trading buying and selling is easy the hard part is holding on :) also remember that there is karma in this life so always be ready to help your fellowmen :) i hope to hear ur thots in business, politics, sports, hobbies, interests, about anything around the world and anything about the philippines :)